{"id":28580,"date":"2026-02-23T19:40:06","date_gmt":"2026-02-23T18:40:06","guid":{"rendered":"https:\/\/www.educapharos.com\/moocs\/finanzas-personales\/"},"modified":"2026-02-23T19:40:06","modified_gmt":"2026-02-23T18:40:06","slug":"personal-finance","status":"publish","type":"mooc_course","link":"https:\/\/educapharos.com\/en\/finanzas-personales\/","title":{"rendered":"Personal Finance"},"content":{"rendered":"<p>Anyone who wants to take control of their finances and achieve financial freedom needs to have access to as many resources and as much knowledge as possible about how the financial system works and how external factors can influence our economy (inflation, interest rates, etc.). With this goal in mind, the<strong> Personal Finance Course<\/strong>, where we'll cover basic topics ranging from getting to know our <strong>Financial Position and Balance Sheet<\/strong>, including the study of the impact of <strong>debts <\/strong>about our finances, then, having <strong>financial literacy<\/strong> It is essential to avoid situations that could jeopardize our financial stability and our ability to save.<\/p>","protected":false},"excerpt":{"rendered":"<p>The personal finance course is designed for anyone who wants to plan their finances and achieve financial freedom, as well as for anyone who has questions about finances and wants to learn the basics of economics and the factors that influence personal finances.<\/p>","protected":false},"featured_media":0,"template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"educalms_repo_code":"AFO028NFV","educalms_repo_id":"4099819","educalms_lang":"es","educalms_duration":"20","educalms_duration_type":"693","educalms_image":"https:\/\/cdn.educaedtech.com\/content\/Biblioteca%20de%20Imagenes%2FBanco%20de%20Imagenes%2FFotolia_63469291_Subscription_XXL.jpg","educalms_tags":"Ahorro, cr\u00e9ditos, Educacion, financiera, Finanzas, Inflaci\u00f3n, Inversiones, Patrimonio, Pr\u00e9stamo, Seguros","educalms_tittle":"Finanzas Personales","educalms_type_of_training":"752","educalms_description":"<p>Cualquier persona que quiera tener un control sobre sus finanzas y que quiera conseguir la libertad financiera necesita contar con todos los recursos y conocimientos posibles sobre el funcionamiento del sistema financiero y sobre c\u00f3mo el entorno puede influir en nuestra econom\u00eda (inflaci\u00f3n, inter\u00e9s\u2026) Etc. Con este objetivo, nace el<strong> Curso en Finanzas Personales<\/strong>, donde trataremos aspectos b\u00e1sicos que van, desde conocer nuestra <strong>situaci\u00f3n financiera y equilibrio patrimonial<\/strong>, hasta el estudio del impacto que tienen las <strong>deudas <\/strong>sobre nuestras finanzas, pues, tener <strong>cultura financiera<\/strong> es imprescindible para evitar situaciones que puedan comprometer nuestra solvencia econ\u00f3mica y nuestra capacidad de ahorro.<\/p>","educalms_objectives":"<p>- Planificar nuestras finanzas. <\/p><p>- Conocer los elementos financieros clave que influyen en la econom\u00eda dom\u00e9stica.<\/p><p>- Obtener las herramientas para dise\u00f1ar nuestro plan de ahorro o inversi\u00f3n. <\/p><p>- Conocer el impacto de la publicidad y la psicolog\u00eda en las inversiones. <\/p><p>- Entender los ciclos econ\u00f3micos y c\u00f3mo adaptarse a cada uno de ellos. <\/p><p>- Comprender e identificar los productos financieros y cu\u00e1l se adapta mejor a nuestras necesidades.<\/p>","educalms_what_prepares_you_for":"<p>El <strong>curso en finanzas personales<\/strong> te prepara para<strong> gestionar tu econom\u00eda y planificar tus finanzas<\/strong>, ya que contar\u00e1s con los elementos financieros b\u00e1sicos que te ayudar\u00e1n a comprender c\u00f3mo funciona la econom\u00eda dom\u00e9stica, adem\u00e1s, adquirir\u00e1s conocimientos clave sobre los principales productos financieros, sus ventajas e inconvenientes, por lo que podr\u00e1s tomar las decisiones que mejor se adapten a tu econom\u00eda.<\/p>","educalms_audience":"<p>El<strong> curso en finanzas personales<\/strong> est\u00e1 dirigido a todas aquellas personas que quieran <strong>planificar su econom\u00eda y lograr la libertad financiera<\/strong>, as\u00ed como que a todos aquellos que tengan inquietudes sobre las<strong> finanzas <\/strong>y quieran formarse sobre aspectos b\u00e1sicos de econom\u00eda y los factores que influyen en las finanzas personales.<\/p>","educalms_academies":"42","educalms_area_group":"Transversal","educalms_area_id":"3","educalms_area_name":"Competencias Digitales","educalms_academy_ids":"42"},"mooc_category":[250,303,249],"class_list":["post-28580","mooc_course","type-mooc_course","status-publish","mooc_category-area-3","mooc_category-academy-42","mooc_category-group-transversal"],"acf":[],"_links":{"self":[{"href":"https:\/\/educapharos.com\/en\/wp-json\/wp\/v2\/mooc_course\/28580","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/educapharos.com\/en\/wp-json\/wp\/v2\/mooc_course"}],"about":[{"href":"https:\/\/educapharos.com\/en\/wp-json\/wp\/v2\/types\/mooc_course"}],"wp:attachment":[{"href":"https:\/\/educapharos.com\/en\/wp-json\/wp\/v2\/media?parent=28580"}],"wp:term":[{"taxonomy":"mooc_category","embeddable":true,"href":"https:\/\/educapharos.com\/en\/wp-json\/wp\/v2\/mooc_category?post=28580"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}